U.S AgBank, FCB - A Part Of The Farm Credit System
U.S. AgBank, FCB, located at 245 N. Waco in Wichita, Kansas, is a part of the Nationwide Farm Credit System. The U.S. AgBank District is comprised of Arizona, California, Colorado, Hawaii, Kansas, Nevada, New Mexico, Oklahoma, Utah, southeastern Idaho, and the far western edge of Wyoming. U.S. AgBank, FCB, provides loan funds to Agricultural Credit Associations (ACAs), Federal Land Credit Associations (FLCAs), and Other Financing Institutions located in these eleven states. The Associations, in turn, offer a wide range of loan products and financial services to their customers. For a list of retail Association office locations, please click here. For information on a career in the U.S. AgBank District, click here.

Established by Congress in 1916, the Farm Credit System is one of the nation's oldest financial institutions created to provide a dependable source of financing and financial services for agricultural land, crop and livestock production, rural homes and agricultural cooperatives.

The Farm Credit System is one of six Government Sponsored Enterprises (GSEs) created by Congress. GSEs are privately owned corporations that help America ensure that critical segments of the economy have adequate sources of credit and services. Farm Credit's charter is to serve agriculture and rural America.

Farm Credit Securities are sold to investors in the form of System-wide bonds and notes and are joint and several obligations of all System Banks. Investors in these financial instruments include commercial banks, thrifts, governments, investment funds and private individuals.

Through the sale of these securities, U.S. AgBank and the other System Wholesale Banks obtain funding through the national money markets. The funds are then distributed through a nationwide network of local retail Farm Credit Associations to farmers, ranchers, agribusinesses, rural homeowners and agricultural cooperatives. Note this website contains a locator to assist you in finding the retail office nearest you (click on the "Locations" tab).

Farm Credit is Both National and Local
Farm Credit borrowers enjoy the size, stability and strength of a nationwide system of lenders with assets of over $100 Billion. They also appreciate the benefits of borrowing from a local Farm Credit office where the employees know the local agriculture, are a part of the community, and understand the market conditions and opportunities.

You can locate our association offices here.

Farm Credit System Regulators and Related Entities
Our Regulator, the Farm Credit Administration (FCA) is an independent agency in the executive branch of the U.S. Government. It is responsible for the regulation and examination of the banks, associations, and related entities that collectively comprise the Farm Credit System. FCA derives its powers and authorities from the Farm Credit Act of 1971, as amended. FCA's mission is to promote a safe and sound, competitive Farm Credit System.

The Farm Credit System Insurance Corporation ( FCSIC) is an independent U.S. government-controlled corporation and not under the control of any System institution.  The Insurance Corporation's primary purpose is to ensure the timely payment of principal and interest on the Systemwide Debt Securities.

The Farm Credit Council (FCC) is the System's trade association and offers a wide range of business services to system institutions and represents the System's interests on legislative matters.

The Federal Farm Credit Banks Funding Corporation (FFCBFC or "Funding Corp") manages the sale of System-wide securities in the nation's capital markets. System-wide securities are the primary source of loan funds for the Farm Credit System.

The Borrowers are the Owners
The Farm Credit System is the only major agricultural lender that is owned by its borrowers. Its cooperative structure helps assure that reasonably priced credit will always be available. Farm Credit System Association member/stockholders elect the directors that guide their lending institutions and have a voice in the operation of their lender. Farm Credit retail associations own the wholesale funding banks, and elect the directors who oversee the operations of the provider of their funds and services.